Corner,â Logan said.
âIâll hold you to that,â Cassie said.
âIâd prefer it if you didnât tell Mrs. Spencer about this. No need to worry her.â
âOnly as long as I think itâs best for her not to know,â Cassie said.
âFair enough. Now Iâd better get back to work. I donât expect Mrs. Spencer would like her employees standing around gabbing.â
âWhy should she care? Horace and me donât have any customers, and youâre not being paid.â
âI care,â Logan said. âI made an offer, and I mean to stand by it.â
* * *
Sibyl was having trouble getting over her astonishment. Logan had interpreted the contents of Normanâs ledgers as though it were something he did every day. He had worked though the books so quickly she could have believed heâd written down the figures himself. Even more amazing, she could understand his explanations. What Norman had always insisted was a complex system that required a long apprenticeship, as well as great intelligence to master, was simply a matter of common sense. Once she knew what the figures were intended to represent, it was like coming on the answer in a flash of understanding.
âThe bank doesnât seem to have been doing much business,â Logan told her. âI find that surprising considering the prominence of the building.â
âThat was built when this was the only bank,â Sibyl told him. âNorman was so obnoxious people opened a second bank. Nearly everyone went there.â
âWhy are all these loans so large?â
âThe other bank has limited resources. If anyone wanted to borrow a lot of money, they had to come to Norman.â
âWhat did he do to lure them back?â
âNothing.â
He looked at her like she hadnât understood his question. âHe must have done something. Any businessman would.â
âYou would have to know Norman to understand. He didnât believe it was his fault. If anyone left his bank, it was their fault.â
âWell, you must certainly attempt to regain their business. There must be lots of things you can do. The first thing we have to do is analyze your competition to learn their strengths and weaknesses. Once we know that, weâll be in a position to attack them.â
Sibyl was feeling very uneasy. âI donât think Iâd like that.â
âWhy not?â
âThe people who own the bank are all related to me.â
âSo?â
âI expect itâs hard for someone without a family to understand how I feel.â
âI have a family. I just donât know where they are.â
There was such sadness in Loganâs voice that Sibyl wanted to reach out and comfort him. Sheâd often felt she had too much family, had longed for the chance to live her life without having to consider how it would affect people she loved. There had to be a sense of freedom to owe allegiance to no oneâno explanations, no excuses.
âYou donât know where they went, what happened to them?â
âNo.â
She waited for him to explain, but he said nothing. She took that as a sign he didnât want her to pry. âIâll be happy to lend you some of mine. Iâve got more than enough for both of us.â She was relieved to see him smile.
âI had an adopted family.â His smile vanished. âIâll trade you.â
âI think Iâll keep mine even though they think they can run my life better than I can. It can be annoying, but itâs a comfort to know theyâre concerned about me and Kitty.â She smiled. âThough Iâm not sure letting her play with Colbyâs twins is a good idea. Colby is happy to let them run around like two ragamuffins.â
Loganâs eyes lit up. âI met all three of them yesterday.â He laughed. âThe oldest canât be more than ten years old, yet they