He's the One by Linda Lael Miller

and fall of the swelling waves, she pressed
     closer.
    At her movement, James groaned, low and throaty, and then he was inside, his tongue
     tangling with hers, his taste hot and sweet and so right she felt her eyes sting as
     she opened to him with a low murmur of acquiescence.
    He shifted in the water so that she was flush to him, her breasts mashed to his chest,
     her soft, giving belly pressed to his hard, ridged one, her legs entangled with his.
     She’d always loved the way she felt so small and protected in his embrace, and that
     hadn’t changed. Neither had the fact that he could still thoroughly ravish her mouth
     with a skill that rendered her completely witless.
    And only when he’d accomplished that did he rip his mouth from hers. “God, El. You
     feel so good.” This was punctuated by hot, little, biting kisses along her jaw to
     her ear, which he nibbled while breathing with thrilling unevenness, all of which
     combined to make her eyes cross with stabbing lust.
    “I can’t stand anymore,” she gasped.
    “Here.” He lifted her up. “Wrap your legs around me. There. Oh yeah, like that. I
     can’t get enough of you,” he muttered as a wave washed around them, lifting them up
     and then down on the endless tide. “Just can’t.” Holding her head still with one hand
     fisted in her hair, his other slid down her spine and into her bikini bottoms, squeezing,
     molding, pressing her against his shorts, thin and wet now, hiding nothing, especially
     not the hot, pulsing erection nudging between her thighs.
    “More,” he growled, palming one butt cheek and then the other before dipping his fingers
     between and exploring there.
    “ James —”
    He cut her off with his lips and teeth and tongue, coming at her hard and fierce,
     still holding her head in place as if afraid she’d pull away.
    Fat chance. She couldn’t get enough, either. Slippery strands of her hair caught in
     the stubble on his jaw, stabbed into her eyes, clung to their shoulders, releasing
     the scent of her shampoo in the air along with the tangy salt from the ocean spray.
    Inhaling her as if he wanted to gobble her up whole, James sank his teeth into her
     earlobe and pulled lightly as he exhaled slowly, raising a delicious set of goose
     bumps along her flesh. Lifting his head, still holding hers, he stared down into her
     eyes, then at her lips. When she licked them to get the last taste of him, he groaned.
    All while his fingers gripped her bottom hard, grinding her against him, his hips
     moving, moving, moving, in a slow, snug, rocking motion that had her whimpering in
     helpless delight, gasping, sobbing for breath as she squirmed to get even closer.
     Her skin felt too tight, her heart too full as he drove her toward climax with nothing
     more than those maddening, increasing oscillations of his hips.
    When he pulled back for air, breathing fast and shallow, Ella nearly died. No stopping!
     She moaned low, a protest deep in her throat, and slid her fingers into his hair,
     trying to bring his mouth back to hers. Her hips were still rocking, her heart still
     pumping, her nipples had shrunk to painful, tight little ball bearings that ached, ached for his attention. Between her legs she felt hot and desperate, and with him holding
     her open, spread to his rocking hips, his erection within easy access of every critical
     nerve ending she owned, she couldn’t stop, just couldn’t stop.
    “James.” The word was a mere whimper, dark and disturbingly needy, and in another
     time and place she might have spared the time to be horrified to hear herself begging,
     but not now. Now she needed him, hard and pulsing, needed him to tear away her bikini
     bottoms and his shorts, needed him thrusting into her, taking her over the edge, now,
     now, now. “ Please . . .”
    “Yeah, I’ll please.” He rasped a thumb back and forth over her nipple, then drew his
     hand down her belly to do the same over her bikini-covered sex,